Equilibrium Insurance Partners: Ohio's Trusted Independent Insurance Agency
Your Trusted Insurance Partner Since 2022
In today's fast-paced world, navigating the complexities of insurance can be overwhelming. Whether you're an individual seeking personal coverage or a business owner looking to protect your enterprise, having a reliable insurance partner is essential. Equilibrium Insurance Partners stands as a beacon of trust and expertise in Ohio, offering personalized, white-glove service to meet all your insurance needs.

 

Our Purpose, Mission, and Vision

At Equilibrium Insurance Partners, we are driven by a clear and compelling purpose:
● Purpose: To reduce financial uncertainty and make accidental loss manageable for individuals and businesses alike.
Our commitment is not just about providing insurance policies but about fostering peace of mind. We understand that life's uncertainties can be daunting, and our goal is to mitigate those risks through comprehensive and tailored insurance solutions.
● Mission: To provide cutting-edge, tailored insurance solutions to individuals, families, and business owners.
We leverage the latest industry insights and technologies to craft insurance packages that fit your unique circumstances. Our team is dedicated to staying ahead of industry trends to offer you the most effective coverage options.
● Vision: To be a trusted, independent insurance agency in Perrysburg and surrounding areas.
Trust is the cornerstone of our business. As an independent agency, we are not tied to any single insurance provider. This independence allows us to shop around on your behalf, ensuring you receive the best possible coverage at the most competitive rates.
General Liability Insurance

 

Our Philosophy: Balance. Integrity. Innovation.

Our philosophy is built upon three foundational pillars:

 

1. Balance (Equilibrium): We strive to create a harmonious work environment that balances the needs of our clients, our team, and our business operations. This equilibrium ensures that everyone benefits from our services and interactions.


2. Integrity: We believe in always doing the right thing. Honesty and transparency guide every decision we make, fostering trust and long-term relationships with our clients.


3. Innovation: The insurance landscape is ever-evolving. We are committed to continuous learning and innovation, ensuring that we provide modern solutions that keep pace with changing risks and client needs.

 

Workers Compensation

 

Meet Our Expert Team

 

MacGregor (Mac) Howey, CIC, LIC, CPIA – Founder

Mac is not just an insurance agent; he's a seasoned professional dedicated to excellence. Holding prestigious designations such as Certified Insurance Counselor (CIC) and Licensed Insurance Counselor (LIC), Mac has completed over 100 hours of rigorous study and examinations. His expertise enables him to act as a consultant, providing fee-based services to compare and contrast insurance policies meticulously. Mac's personalized approach ensures you receive coverage tailored to your unique needs.

 

Paul Friedrich – Account Executive

Paul brings a wealth of experience and a client-first mindset to the team. As an Account Executive, he works closely with clients to understand their specific situations, offering customized insurance solutions. His dedication to service excellence makes him a valuable asset to both the agency and the clients he serves.
Commercial Auto Insurance

 

Why Choose Equilibrium Insurance Partners?

 

Local Insight, Expansive Service

While our roots are firmly planted in Ohio, our reach and expertise extend far beyond. We combine a deep understanding of local market dynamics with a broad spectrum of insurance options. This fusion allows us to protect what matters most to you effectively.

 

Customized Solutions

We recognize that no two clients are the same. Our team takes the time to understand your individual needs, risks, and goals. This personalized approach enables us to craft insurance packages that provide optimal protection without unnecessary coverage.

 

Strategic Alliances

Our independence empowers us to form strategic partnerships with multiple insurance carriers. These alliances grant us access to a diverse array of products, ensuring we can find the perfect fit for your insurance needs at competitive prices.

 

Industry-Specific Expertise

We specialize in offering insurance solutions tailored to specific industries. Our in-depth knowledge allows us to address the unique risks and challenges you face, providing coverage that aligns perfectly with your operational needs.
Commercial Property Insurance

 

Our Comprehensive Services

 

Business Insurance Policies

Running a business comes with inherent risks. Our business insurance policies are designed to mitigate those risks, protecting your assets, employees, and operations.
● Workers Compensation Insurance
○ Protect your team with comprehensive coverage that ensures their well-being and your compliance with legal requirements.
● Commercial Property Insurance
○ Secure your assets against damages from fires, theft, natural disasters, and other unforeseen events.
● Cyber Liability Insurance
○ Shield your business from digital threats like data breaches, cyberattacks, and other cyber liabilities.
● General Liability Insurance
○ Cover common risks, including bodily injury, property damage, and personal injury claims that could arise during business operations.
● Commercial Auto Insurance
○ Protect your vehicles used for business purposes, ensuring you stay on the move without unnecessary worries.
● Commercial Umbrella Insurance
○ Extend your coverage beyond standard policy limits, providing an additional layer of protection against substantial claims.
● Professional Liability Insurance
○ Defend your services with coverage that protects against claims of negligence, errors, or omissions in professional services provided.

 

Personal Insurance Policies

Your personal assets are valuable, and protecting them is essential. Our personal insurance policies offer peace of mind by safeguarding your home, vehicles, and more.
● Home Insurance
○ Protect your home and personal belongings against damage or loss due to various perils.
● Auto Insurance
○ Drive confidently with coverage that protects you, your passengers, and your vehicle.
● Umbrella Insurance
○ Gain extra protection with liability coverage that goes beyond the limits of your existing policies.
● Condo Insurance
○ Secure your condo with specialized coverage that addresses the unique aspects of condo ownership.

 

Industries We Serve

We offer specialized insurance solutions for various industries, understanding that each has unique risks and requirements.
● Contractor Insurance
○ Comprehensive coverage tailored for contractors, protecting projects from inception to completion.
● Towing Insurance
○ Specialized coverage for towing services, including vehicles, equipment, and liability concerns.
● Plumber Insurance
○ Insurance designed specifically for plumbers, covering tools, equipment, and operational risks.
● Electrician Insurance
○ Tailored coverage for electricians, addressing industry-specific hazards and liabilities.
● Golf Course Insurance
○ Custom insurance for golf courses, covering property, liability, and event-specific needs.
● Restaurant Insurance
○ Protection against property damage, liability claims, and other risks unique to the food service industry.

 

Real Client Testimonials

Our clients' satisfaction is our ultimate reward. Here's what some of them have to say:
● Rich Ballez
○ "I am extremely satisfied with the quality of professional service and timely response. Mac was very helpful in the process and went above and beyond to ensure all of my questions and needs were met before presenting me an exceptionally reasonable quote."
● Jamie Vollenweider
○ "Just transferred my coverage with Mac as my advisor! He is very knowledgeable and professional! He took the time to meet me in person and explained everything in great detail. I now have better coverage for less and feel comfortable knowing if I need anything Mac will take the time to make sure I’m all set!"
● Latika Maloy
○ "Mac Howey was the agent I worked with. He was professional, clear in his intentions, and kept in contact with me. He was fast in responding to any questions I had. He worked to get me the best policy at a reasonable rate! Thank you, Mac."
● Wingate DTW
○ "Had a great experience working with Mac Howey as our insurance broker. Mac's dedication and professionalism in finding a creative and competitive insurance policy for our hotel were truly impressive."
● Ryan N
○ "Mac is very knowledgeable and helpful when making crucial coverage decisions. He looks out for good pricing on quotes but, most importantly, the good coverage that protects you and your business."
● My Little School LLC
○ "Great coverage at an affordable rate! The agent was able to get our business more coverage at a lesser rate than our previous company. He took the time to go over our needs in great detail. They are extremely professional. I highly recommend them."

 

Frequently Asked Questions

What sets an independent insurance agent apart from a captive agent?
Independent insurance agents, like those at Equilibrium Insurance Partners, have the freedom to offer a diverse array of insurance products from multiple insurance companies. This independence allows them to compare different policies and find the ideal coverage that aligns with your specific needs. In contrast, captive agents are limited to offering products from a single insurance provider. By working with an independent agent, you gain access to a broader selection of options, resulting in a more personalized and often more cost-effective insurance solution.
Why should I choose an independent insurance agent in Ohio?
Choosing a local independent agent means benefiting from someone who understands Ohio's specific regulations, market conditions, and community needs. This local expertise enhances the quality of service and ensures your coverage is compliant with state laws.
How can I find a reliable independent insurance agent in the area?
Look for agents with professional designations such as Certified Insurance Counselor (CIC) and Licensed Insurance Counselor (LIC). Reading client testimonials and reviews can also provide insights into their reliability and service quality.
Is there a cost to work with an independent insurance agent here?
Typically, there is no additional cost to work with an independent insurance agent. Agents earn commissions from insurance companies, so you receive expert advice without extra fees.
Why should I work with a local independent insurance agent?
Working with a local agent offers personalized service, direct communication, and a better understanding of your specific needs. Local agents are more accessible and can provide quicker responses to your inquiries.

 

Latest News and Updates

Stay informed with our insightful articles that cover essential topics in the insurance industry:
● What Insurance Does a Self-Employed Tradesman Need in Ohio?
○ Protect your Ohio trade business with the right insurance. Get coverage for general liability, workers' compensation, and more to secure your future.
● What Is a Certificate of Liability Insurance (COI), and Do I Need It in Ohio?
○ Learn about the importance of a Certificate of Liability Insurance (COI) in Ohio, its role in business operations, legal requirements, and how to obtain one.
● Are You Compliant? How Ohio Contractors Can Avoid Regulatory Fines with the Right Insurance
○ Ohio contractors must ensure compliance with regulations through proper insurance coverage. Protect your business and avoid fines with the right policies.

 

Get Insured Now

Ready to experience the Equilibrium Insurance Partners difference? Get insured now and let us help you navigate the complexities of insurance with ease and confidence.
Contact Us
● Address: 27100 Oakmead Drive, Suite #304, Perrysburg, OH 43551
● Phone: 419-386-0870
● Email: [email protected]
● LinkedIn: Connect with us
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Popular Coverage
● General Liability Insurance
● Workers Compensation
● Commercial Auto Insurance
● Commercial Property Insurance
At Equilibrium Insurance Partners, we look forward to serving you with balance, integrity, and innovation. Thank you for considering us for your insurance needs.